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Health Care For persons who need medical assistance but dont
require hospitalization or nursing home care, home health care services offer
a cost-effective alternative that allows patients to remain in the comfort of
their own home without foregoing the treatment they need. There are two
types of at-home care, typically provided to older, disabled or convalescent patients:
skilled care and supportive services. The Role of Home Health Agencies
Home health agencies provide and help coordinate the care and/or
therapy your doctor orders. Services, given by a variety of health care professionals,
include skilled nursing care as well as other skilled services such as physical
and occupational therapy, speech-language therapy, and medical social services. Working
with the doctor, the home health agency creates a written plan for your care.
It tells what services you will get to help you reach and keep your best physical,
mental, and social well being. The agency staff keeps your doctor up-to-date on
how you are doing and updates your care plan as needed. The goal of short-term
home health care is rehabilitation. It helps you get better, regain your independence,
and become as self-sufficient as possible. The goal of long-term home health care
(for chronically ill or disabled people) is to maintain your highest level of
ability or health, and help you learn to live with your illness or disability. Home
health care is provided by various private profit- or non-profit agencies, hospitals
or public health departments. The consumer has the right to choose his or her
home care company. Private agencies are the most common providers.
Companions/Homemakers
Supportive services include assistance with
personal needs such as walking, bathing, dressing and so forth, as well as with
chores such as shopping, making meals, light housekeeping. Such services are typically
provided by agencies specializing in Companion/homemaking. Case/Care
Managers Geriatric care managers specialize in helping the elderly and their
families identify their needs and fashioning and coordinating a plan that makes
the best use of all available resources. Medicare Coverage of Home Health
Care Medicare, Medicaid, and most private insurance plans cover some medically
necessary home health care. If you meet certain conditions, Medicare covers part-time
skilled nursing care, physical therapy, occupational therapy, speech-language
therapy, home health aide services, medical social services, durable medical equipment
(such as wheelchairs, hospital beds, oxygen, and walkers), medical supplies, and
other services. A booklet, Medicare and Home Health Care, (available at
www.medicare.gov or at libraries) explains in more detail what Medicare covers,
and has other important information about home health care and payment issues.
If you have other insurance, check your policy to see what is covered. You can
pay out-of-pocket for services that arent covered by insurance. Personal
care and support services may be covered by insurance if you are also getting
covered skilled care, such as nursing care or physical therapy. |